Financing

Turn receivables into cash, now.

Advance funds against invoices and receivables, disburse instantly, and reconcile as invoices settle — on regulated rails.

Factoring Advance
Invoice #4471JOD 10,000
Advanced now90%
JOD 9,000 advanced today

Businesses building on Gate to Pay

  • Samsung
  • Orange Money
  • JFS
  • Altibbi
  • NatHealth

Benefits

Why finance providers choose it.

Advance on receivables

Unlock cash tied up in unpaid invoices.

Instant disbursement

Pay out advances instantly over CliQ, card or bank.

Advance rules

Set advance rates and eligibility per customer.

Reconciled as they settle

Match advances to invoices and reconcile on settlement.

How factoring works.

Assess receivables, advance, disburse, reconcile — each step is a Gate to Pay service.

  1. See receivables and eligibility across your accounts.

    Net position
    JOD 128,400
    ▲ 12.4%
    Receivable
    JOD 181,300
    Payable
    JOD 52,900
    Learn more · Corporate Accounts
  2. Release an advance when your eligibility rules are met.

    Net position
    JOD 128,400
    ▲ 12.4%
    Receivable
    JOD 181,300
    Payable
    JOD 52,900
    Learn more · Conditional Funding
  3. Pay the advance over the best rail — CliQ, card or bank.

    Net position
    JOD 128,400
    ▲ 12.4%
    Receivable
    JOD 181,300
    Payable
    JOD 52,900
    Learn more · Money Movement
  4. Match advances to invoices and reconcile as they’re paid.

    Net position
    JOD 128,400
    ▲ 12.4%
    Receivable
    JOD 181,300
    Payable
    JOD 52,900
    Learn more · Reconciliation & Settlement

Built for working capital.

01

SME financing

Give SMEs fast cash against their unpaid invoices to keep operations moving. Set advance rates and eligibility, disburse instantly, and reconcile on settlement.

SMEs
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02

Supplier finance

Advance suppliers ahead of buyer payment to strengthen your supply chain. Fund against approved invoices and settle automatically when the buyer pays.

Supply chain
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03

Marketplace financing

Advance sellers against pending payouts so they can restock and grow. Release funds on your rules and reconcile as orders settle.

Marketplaces
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04

B2B lenders

Power your invoice-financing product on regulated rails, end to end. Assess receivables, advance on conditions, disburse and reconcile via one platform.

LendingB2B
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Why Gate to Pay.

CBJ licensed

Regulated by the Central Bank of Jordan.

Mastercard Principal Member

Direct scheme access, since 2014.

PCI DSS

Bank-grade security and compliance.

Multi-rail

CliQ, Mastercard, VIBAN, eFAWATEERcom and remittances.

Frequently asked.

What can I advance against?

Invoices and receivables, with advance rates and eligibility you define per customer.

How fast is disbursement?

Instant over CliQ; other rails settle on their own timelines.

How is repayment reconciled?

Advances are matched to their invoices and reconciled as those invoices settle.

Can I set advance rules?

Yes — advance rates, limits and eligibility rules per customer or segment.

Let’s power your financing product.

A discovery session with our team. No commitment.