Core Platform

Move money across every rail.

Send and settle funds across CliQ, Mastercard, VIBAN, eFAWATEERcom and remittances — with smart routing that picks the best path for cost, speed and success.

An operations person confirming a bulk payout on a laptop with a transfers list, holding a phone showing a sent confirmation

Teams building on Gate to Pay

  • Samsung
  • Orange Money
  • JFS
  • Altibbi
  • NatHealth

Overview

Money movement lets you move funds between accounts, rails and parties — locally and cross-border — through our APIs and SDKs, with smart routing choosing the best path.

Pay one recipient or thousands, draw from the right source account, and route across CliQ, Mastercard, VIBAN, eFAWATEERcom and remittance networks — all reconciled end to end on Gate to Pay’s CBJ-licensed infrastructure.

Why teams move money with us.

Every rail, one integration

CliQ, Mastercard, VIBAN, eFAWATEERcom and remittances through a single integration.

Smart routing

The best path is chosen automatically for cost, speed and success.

Single or bulk

Pay one recipient or thousands in a single run.

Reconciled end to end

Every movement is tracked and reconciled to the right account.

Capabilities

Everything you need to move money.

Single & bulk payouts

Disburse to one recipient or thousands — salaries, vendors, contractors and customer payouts — in a single run, with per-recipient status.

  • One or thousands
  • To cards, wallets & accounts
  • Per-recipient status
Payout Bulk
JOD 12,400
→ 128 recipients
Salaries · 120Paid
Vendors · 6Processing
Contractors · 2Queued

Smart routing across rails

Route each payment over CliQ, Mastercard, VIBAN, eFAWATEERcom or remittances — the best path chosen automatically.

  • CliQ, cards, VIBAN, bills, remittances
  • Best path for cost & speed
  • Local & cross-border
Payout Smart routing
JOD 1,200 → 3 recipients

Best path chosen automatically for cost, speed & success.

Fund from the right source

Draw each payment from the account, sub-account or program that should bear the cost.

  • Choose the source account
  • Accounts & sub-accounts
  • Full trail
Funding source Fund JOD 45.00
Operations accountAvailable JOD 60,000
Marketing budgetAvailable JOD 30,000
Central reserveAvailable JOD 120,000

Funded from the Operations account.

How it works.

01

Choose recipients

One payee or a bulk file of thousands.

02

We route it

Smart routing picks the best rail for each payment.

03

Settle & reconcile

Funds land and every movement is reconciled.

Developers

Built for developers.

Move money to one or many recipients across rails via our APIs and SDKs — sandbox credentials and webhooks.

API
POST /v1/transfers  ·  { "amount": 1200, "currency": "JOD", "rail": "auto" }

Frequently asked.

Which rails can I move money over?

CliQ, Mastercard, VIBAN, eFAWATEERcom and remittance networks — locally and cross-border — through our APIs and SDKs.

How does smart routing work?

Each payment is routed over the rail that best balances cost, speed and success — automatically, so you don’t hard-code rails.

Can I pay many recipients at once?

Yes. Run single payouts or bulk files of thousands, with per-recipient status and reconciliation.

Where do funds come from?

From the account, sub-account or program you choose for each payment — with a full trail.

Let’s move your money smarter.

A discovery session with our team. No commitment.