Processing
Reconciled and settled, automatically.
Match every transaction to its settlement automatically, settle funds to your accounts, and export clean, audit-ready books — no spreadsheets.
Teams building on Gate to Pay
- Samsung
- Orange Money
- JFS
- Altibbi
- NatHealth
Overview
Reconciliation matches what you processed to what actually settled; settlement moves the funds to your accounts — both handled automatically.
Every authorization, capture, refund and fee is matched to its settlement record and posted to the right account, with exportable statements and a full audit trail — on Gate to Pay’s CBJ-licensed infrastructure.
Why finance teams rely on it.
Automatic matching
Transactions, refunds and fees are matched to settlement with no manual work.
Settlement to your accounts
Funds settle to the right account across every rail.
Books that balance
Exportable statements that reconcile to the cent, ready for finance.
Audit-ready
A complete, timestamped trail for every movement.
Capabilities
Everything you need to close the books.
Automated reconciliation
Match authorizations, captures, refunds and fees to settlement automatically, and flag the exceptions that actually need a human.
- Auto-matching
- Exception flagging
- To-the-cent accuracy
Settlement across rails
Settle funds to the right accounts across cards, CliQ and other rails, on the cycles you choose.
- Multi-rail settlement
- Scheduled cycles
- Per-account posting
Best path chosen automatically for cost, speed & success.
Statements, exports & audit
Pull reconciled statements, export to your accounting systems, and keep a full audit trail.
- Reconciled statements
- Accounting exports
- Full audit trail
How it works.
Process
Payments, refunds and fees flow through the platform.
Match & settle
Everything is matched to settlement and posted automatically.
Export
Pull reconciled statements and exports for finance.
Developers
Built for developers.
Pull reconciled settlement and transaction reports via the API — sandbox credentials, SDKs and webhooks.
GET /v1/settlements · { "status": "settled", "from": "2026-07-01" }Frequently asked.
What gets reconciled?
Authorizations, captures, refunds, chargebacks and fees are all matched to their settlement records automatically.
How often are funds settled?
On the settlement cycles you agree — funds are posted to the right account across every rail.
Can I export to my accounting system?
Yes. Pull reconciled statements and exports, or fetch them via the API to feed your ledger.
Is there an audit trail?
Yes — every movement carries a complete, timestamped trail for audit and dispute handling.
Let’s automate your reconciliation.
A discovery session with our team. No commitment.