Issuing
Issue prepaid cards, load and spend.
Launch load-and-spend prepaid programs — physical, virtual or tokenized — with balances, limits and controls built in, on regulated rails.
Teams issuing cards on Gate to Pay
- Samsung
- Orange Money
- JFS
- Altibbi
- NatHealth
Overview
Prepaid cards are load-and-spend cards you issue to your customers, staff or partners — funded up front and spendable anywhere Mastercard is accepted.
Issue them physically, as instant virtual cards, or tokenized into Apple Pay and Google Pay — each with its own balance, limits and rules, all managed from one platform on Gate to Pay’s CBJ-licensed infrastructure.
Why teams choose it.
Issue in days
Create your first prepaid card via API in days, on Gate to Pay’s licensed Mastercard infrastructure — no lengthy onboarding.
Control every dinar
Set per-card spend limits and merchant-category rules, and freeze any card instantly.
Physical, virtual or tokenized
Instant virtual cards, printed cards, and tokens for Apple Pay and Google Pay.
Secure by default
PCI DSS infrastructure, 3-D Secure and real-time authorisation controls on every card.
Capabilities
Everything you need to issue and manage cards.
Issue instantly via API
Create cards on demand or in bulk, assign them to users, and set controls at the moment of creation — through our APIs, SDKs or the dashboard.
- REST API & dashboard
- Bulk issuance
- Instant virtual cards & tap-to-pay
Co-branded cards
Put your — or your partners’ — brand on the card. Launch co-branded prepaid programs where the card carries its own identity, powered by Gate to Pay behind the scenes.
- Partner-branded card designs
- White-label, powered by Gate to Pay
- Many programs from one platform
Gate to Pay
World prepaid cards — built for travel
Offer a premium travel tier on prepaid. Gate to Pay is among the first to issue Mastercard World prepaid cards in the region — pairing everyday spend with a travel-grade benefits package: airport lounge access, travel and lifestyle discounts, and premium Mastercard World privileges.
- Airport lounge access
- Travel & lifestyle discounts
- Premium Mastercard® World benefits
Spend controls built in
Give finance teams per-card limits, merchant-category rules and one-tap freeze — with every transaction authorised and reconciled automatically.
- Per-card limits & rules
- Merchant-category controls
- Freeze & reconcile
How it works.
Design your cards
Choose card branding, card types and spend rules.
Issue cards
Create cards via API or in bulk and assign them to users.
Set controls & go live
Apply limits and rules, tokenize for mobile pay, and start spending — with full visibility.
Developers
Built for developers.
Issue your first prepaid card in the sandbox in minutes — real credentials, a full API, SDKs and webhooks.
POST /v1/cards · { "type": "prepaid", "currency": "JOD" }“We issued staff prepaid cards across three markets in a week, with limits enforced before every transaction.”
Operations lead · sample — to verify
Related services.
Frequently asked.
What can prepaid cards be used for?
Staff expense cards, customer payouts, benefits and allowances, gig and creator payments, gift and loyalty — any case where you issue a spendable card up front.
What controls can I set on a prepaid card?
Per-card spend limits, merchant-category rules, single-use or recurring settings, and instant freeze — all enforced in real time at authorisation.
Can I issue virtual prepaid cards?
Yes. Issue instant virtual cards via API, use them online immediately, and tokenize them into Apple Pay and Google Pay.
Do prepaid cards work on Apple Pay and Google Pay?
Yes — cards can be tokenized so your users add them to Apple Pay and Google Pay for contactless payments.
Let’s launch your card program.
A discovery session with our team. No commitment.