Issuing
Credit cards for online spend & BNPL.
Launch credit cards built for online expenses and subscriptions — with configurable credit lines, spend controls, and buy-now-pay-later and installments as native card infrastructure. Issued on Gate to Pay’s licensed Mastercard rails.
Teams issuing cards on Gate to Pay
- Samsung
- Orange Money
- JFS
- Altibbi
- NatHealth
Overview
Credit cards let you extend a line of credit to your customers or staff — to spend online and on subscriptions, up to a limit you set, and repay on terms you define, including in installments.
Issue physical, virtual or tokenized credit cards, configure credit lines, controls and repayment, and turn spending into buy-now-pay-later and installment plans — using Gate to Pay’s card infrastructure on CBJ-licensed Mastercard rails.
Why teams choose it.
Issue in days
Create your first credit card via API in days, on Gate to Pay’s licensed Mastercard infrastructure.
Built for online & subscriptions
Cards made for online vendors, SaaS and recurring subscriptions — each with its own limit and merchant rules.
BNPL & installments built in
Turn purchases into buy-now-pay-later and installment plans — card infrastructure to launch your own credit products.
Configurable credit lines
Set credit limits, revolving or charge behaviour and repayment terms — per cardholder or segment.
Capabilities
Everything you need to launch modern credit products.
Issue instantly via API
Create cards on demand or in bulk, assign them to cardholders, and set the credit line and controls at the moment of issuance — physical, virtual or tokenized.
- REST API & dashboard
- Instant virtual cards for online spend
- Physical, virtual & tokenized
Built for online spend & subscriptions
Give cardholders cards made for online vendors, SaaS and recurring subscriptions — with per-card limits, merchant locks and category rules on every one.
- Subscriptions & SaaS
- Merchant & category controls
- Virtual cards for online checkout
Power BNPL & installments
Turn card spend into buy-now-pay-later — split purchases into installments and offer pay-later, all on your own card infrastructure with configurable repayment.
- Pay-in-4 & installment plans
- Buy-now-pay-later
- Configurable repayment terms
Co-branded credit cards
Put your — or your partners’ — brand on the card, powered by Gate to Pay behind the scenes.
- Partner-branded designs
- White-label, powered by Gate to Pay
- Many programs from one platform
Gate to Pay
How it works.
Design your cards
Choose card types, credit lines and repayment terms.
Issue cards
Create cards via API or in bulk and assign them to cardholders.
Set controls & go live
Apply limits and rules, tokenize for mobile pay, and start spending — with full visibility.
Developers
Built for developers.
Issue your first credit card in the sandbox in minutes — real credentials, a full API, SDKs and webhooks.
POST /v1/cards · { "type": "credit", "credit_limit": 5000, "currency": "JOD" }Related services.
Frequently asked.
Can I offer buy-now-pay-later or installments?
Yes. The card infrastructure supports splitting purchases into installments and pay-later plans, so you can launch your own BNPL products with configurable terms and repayment schedules.
Are credit cards good for online expenses and subscriptions?
Yes — issue virtual credit cards for online vendors, SaaS and recurring subscriptions, each with its own limit, merchant lock and controls.
What’s the difference between credit and charge cards?
A credit card lets cardholders carry a revolving balance and repay over time; a charge card must be settled in full each cycle. You choose the behaviour per program.
Can credit cards be virtual or tokenized?
Yes — issue instant virtual credit cards and tokenize any card into Apple Pay and Google Pay.
Who manages statements and repayments?
The platform tracks balances and generates statements on the cycles you define; repayment collection is configured to your program setup.
Let’s launch your credit card program.
A discovery session with our team. No commitment.